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Home > Blog > Millennial's Guide to Car Insurance
THURSDAY, NOVEMBER 9, 2017

Millennial's Guide to Car Insurance

millennials car insurance

As a result of the economy collapsing several years ago, many millennials moved back in with their parents and, based on recent studies, they aren’t leaving. “What does this have to do with car insurance,” you may ask. Well, let me tell you about that!

The More the Merrier!

One of the biggest discounts someone can get on their car insurance is the multi-car discount. This is when there is more than one vehicle on a policy. So, if you live with your parents and aren’t on their car insurance policy, it might be worth exploring… It could save you and your parents some money! More times than not, each vehicle that is added to a policy is cheaper to insure than the vehicle that was added before it.

The Big Move

 If you are looking to move out of your parents' house, make sure you get car insurance quotes! Most people will consider the cost of rent, utilities, renters insurance, etc… But make sure to include your car insurance payments in your calculations. If you are on your parent’s policy now, you can expect to pay as much as 50% more when you are on your own policy.

Get It Right

If and when you move out of your parent's house, make sure you get your own auto insurance and the proper coverage. Don’t be tempted to stay on your parent’s policy. A lot of companies will not cover you as a regular driver if you are not a resident of the household. Also, make sure you consult with an agent to make sure you are being covered properly. If you have been on someone else’s car insurance all this time, the terms and coverages might be confusing, and it is always better to ask questions and gain a solid understanding of what you are purchasing.

Moving out can be a huge financial change for most millennials. Make sure you consider the cost of car insurance when you are looking to make the big move.  We hope our millennial's guide to car insurance will give you a better idea of what costs to expect.

Looking to learn more about car insurance in Orlando? We're here to help! Harrell Agency Services is proud to be your go-to insurance agent in Central Florida. Call or visit us on Facebook to learn more about our services. 

 
Posted 1:54 AM

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