Harrell Insurance Logo

407.846.6421
Menu
Home Get A Quote Customer Service Blog Make a Payment Secure File Area Refer a Friend Important Links Calculators Insurance Glossary About Harrell Agency Services Location Map Employee Directory Privacy Policy Contact Us Join Our Newsletter
Social Media
Social
  • Home
  • Get A Quote
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Workers Compensation Quote
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Homeowner Flood Quote Form
      • Tapestry Home Insurance Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Watercraft & Boat
  • Customer Service
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Refer a Friend
    • Important Links
    • Calculators
    • Insurance Glossary
  • About Us
    • About Harrell Agency Services
    • Location Map
    • Employee Directory
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
postheader
Auto
Insurance
postheader
Home
Insurance
postheader
Business
Insurance
postheader
Boat
Insurance
postheader
Motorcycle
Insurance
postheader
RV
Insurance
Home > Blog > Answered: The top 3 questions on home insurance!
THURSDAY, JANUARY 28, 2021

Answered: The top 3 questions on home insurance!

arial view of a neighborhood

With a multitude of insurance products and services, it can be tricky to find the perfect fit. You may find yourself with several questions ranging from how does home insurance work to what are home insurance rates? To be a service to you and your family during this time, I would like to discuss the top three questions surrounding homeowners insurance. With these answered questions, I hope to take a little of the stress out of your insurance shopping process. 


Why is home insurance important? 

A typical homeowner’s insurance policy will offer coverage for theft and damage caused by natural disasters, including fires, lightning strikes, windstorms, and hail. However, many people don’t know that your homeowner’s insurance covers more than just your physical home; it also protects the items inside. Having insurance coverage not only protects your home but is a requirement to receive a mortgage. 


Did you know when you buy a homeowners insurance policy in Florida, there is a coverage called personal property? It usually includes your furniture, TVs, some appliances, clothes, and other belongings that might not be attached to the home. When valuing this coverage amount, consider your higher-end belongings such as jewelry, electronics, and art. Most of the time your higher-end belongings will need to be added to your policy separately.


Are home insurance premiums rising?

Yes, the cost of homeowners insurance is on the rise. This can be an effect of claims history, the purchase of a home built fewer than 12 years ago, the frequency of hurricanes, and most recently, rising costs of litigation. To help in lowering homeowners insurance rates, consider having a wind mitigation inspection done. You can find more tips for reducing costs here. 


What home insurance do I need?

If you’re not trained on the ins and outs of insurance terms, finding coverage may be difficult. Home insurance isn’t one-size-fits-all, and you should always understand what you are purchasing, especially when it comes to insurance! No need to fear; we’re here to help fit you with the best coverage for your home. 


If you are looking for an insurance agent in Kissimmee or have questions about your Orlando homeowners insurance policy, reach out to us! We’re happy to be your go-to independent insurance agent in Central Florida. 

 

homeowners insurance


Posted 8:06 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015

  • homeowners insurance(8)
  • car insurance(4)
  • hurricane season(2)
  • boat insurance(1)
  • harrell insurance(1)
  • homeowners(1)
  • rv insurance(1)
  • independent insurance agent(1)

View Mobile Version

HOME PAGE ABOUT US GET A QUOTE REFER A FRIEND LOCATION CONTACT US

28 Broadway, Ste 202 | Kissimmee, FL 34741 | 407.846.6421

Logo
Powered by Insurance Website Builder
Social Facebook Twitter Google+ Blog