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Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Auto Insurance Information






We understand that insurance details can get a bit confusing at times. There are so many different types, costs, and companies. We want to break it down for you to make it crystal clear. At this Kissimmee insurance agency, we make insurance hassle-free.

What is auto insurance?

Long story short: Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium, and the insurance company agrees to pay your losses as defined in your policy.

Auto insurance provides property, liability, and medical coverage:

  • Property coverage pays for damage to or theft of your car.

  • Liability coverage pays for your legal responsibility to others for bodily injury or property damage.

  • Medical coverage pays for the cost of treating injuries, rehabilitation, and sometimes lost wages and funeral expenses.

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.

Most auto policies are for six months or a year. Your insurance company should notify you by mail when it's time to renew the policy and to pay your premium.


Why do you need auto insurance?

It's all about protecting yourself financially.

  • If you're in an accident or your car is stolen, it costs money – often a lot of money – to fix or replace it.

  • If you or any passengers are injured in an accident, medical costs can be extremely expensive.

  • If you or your car is responsible for damage or injury to others, you may be sued for much more than you're worth.

Not only is having insurance a wise financial decision, but the state of Florida requires that you carry auto insurance on any vehicle tagged and registered in Florida. And, should anything life threatening happen, the last thing you want to worry about is the financial repercussions. Auto insurance is for financial protection, but it also saves you stress when you most need it.

Questions to ask your agent

Your Independent Agent is an advocate for finding auto insurance that meets your specific needs. Here are a few things to consider as you prepare for the discussion:

  • How much can you afford to pay if you get in an accident? (To keep premiums low, you may want to have a higher deductible and be willing to pay more for repairs.)

  • What is the insurance company's level of service and ability to pay claims?

  • What discounts are available? (Ask about good driver, multiple policy, and student discounts.)

  • What's the procedure for filing and settling a claim? (Ask who to call and what happens after you file a claim.)

           
            
Get an Auto Insurance Quote Now!


Our insurance agency in Kissimmee, Florida proudly serves Osceola and the surrounding counties.
Contact Us with any questions or if you would like to receive a quote over the phone.

 


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28 Broadway, Ste 202 | Kissimmee, FL 34741 | 407.846.6421

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